Convert M&T Bank US Bank Statement PDF to QBO (QuickBooks-Ready)
Convert M&T Bank PDF-only statements into QuickBooks-ready QBO files with balance validation and no manual rekeying.

Why this works for M&T Bank US statements
StatementFlow pairs bank-aware parsing with QuickBooks validation so that M&T Bank statements import cleanly on the first try.
Raw M&T Bank PDF with multi-line descriptions and locale-specific formatting.

Balanced QBO preview with QuickBooks fields mapped and totals validated.

Three reasons it works
- Handles mm/dd/yyyy M&T PDF statement exports
- Sign-aware parsing of “Deposits” and “Withdrawals” columns
- Running balance validation across multi-page statements
Bank-specific quirks to expect
StatementFlow is tuned to the quirks that appear in M&T Bank US PDFs so balances and narratives stay intact.
- M&T online banking only offers PDFs—StatementFlow unlocks QBO outputs for bookkeeping
- Repeating header rows inside PDFs are ignored automatically
- Currency: USD ($); comma thousand separators normalized for QuickBooks
Field mapping to QuickBooks (QBO)
Every column is mapped to QuickBooks-friendly fields so imports land correctly on the first run.
Bank Column | QBO Field | Notes |
---|---|---|
Date | TxnDate | Handles mm/dd/yyyy M&T statements auto-detected |
Description | Name/Memo | Multi-line and bilingual narratives preserved |
Amount | Amount | Sign-aware (+ credit, – debit) with locale rounding |
Running Balance | — | Used to validate totals only; not included in QBO file |
How to import into QuickBooks Online
- Upload the M&T Bank PDF statement to StatementFlow.
- Let StatementFlow convert and balance-check the QBO file automatically.
- In QuickBooks Online, go to Banking → Upload from file (QuickBooks import help).
- Review, match, and reconcile transactions inside QuickBooks in one session.
FAQ
No. StatementFlow processes uploads in-memory, deletes the file immediately after conversion, and never stores your bank statements.
Yes. The QBO export follows Intuit's schema and is validated against M&T Bank US statement layouts before download.
USD ($) supported on this page; USD, GBP, and EUR workflows are covered globally across StatementFlow.
Every StatementFlow account includes five free conversion pages per day. Upgrade anytime for higher page limits and team controls.